body {
	margin: 0;
	border: 0;
	padding: 0;
	border: none;
	background: #FFFFFF;
}
/*********************** #links ***********************/
a:link{  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #000000;  
	text-decoration: underline;
}	
a:visited {  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #000000;
	text-decoration: underline;
}
a:hover {  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #0000CC;
	text-decoration: underline;
}
a:active { font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #000000;
	text-decoration: underline;
}
/*********************** h3 links ***********************/
h3 a:link{  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #FFFFFF;  
	text-decoration: underline;
}	
h3 a:visited {  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #FFFFFF; 
	text-decoration: underline;
}
h3 a:hover {  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #000000; 
	text-decoration: underline;
}
h3 a:active { font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #FFFFFF; 
	text-decoration: underline;
}
/*********************** h4 links ***********************/
h4 a:link{  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #0033FF;  
	text-decoration: none;
}	
h4 a:visited {  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #0033FF;
	text-decoration: none;
}
h4 a:hover {  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #000000;
	text-decoration: underline;
}
h4 a:active { font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #0033FF;
	text-decoration: none;
}
/******************* #footer links *******************/
#footer a:link{  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #666666; text-decoration: none;
}	
#footer a:visited {  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #666666; 
	text-decoration: none;
}
#footer a:hover {  
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #0000CC; 
	text-decoration: underline;
}
#footer a:active { 
	font-family: Verdana, Arial, Helvetica, sans-serif; 
	color: #666666; 
	text-decoration: none;
} 
/******************* #layout divs ********************/ 
#outer {
	text-align: center;
	vertical-align: middle;
}
#wrapper {
	width: 979px;
	margin-right: auto;
	margin-left: auto;
}
#topContainer {
	width: 979px;
}
#logo {
	float: left;
	width: 556px;
}
#topPanelRight {
	float: right;
	width: 423px;
	height: 92px;
}
#navContainer {
	width: 979px;
}
#panel1 {
	width: 979px;
	background-image: url(../images/index/panel_1/panel_1_bg.jpg);
	background-repeat: repeat;
	position: relative;
}
#columnContainer {
	width: 979px;
	float: none;
	clear: none;
}
#spacer {
	height: 12px;
	width: 236px;
	background-color: #FFFFFF;
}
#panel2 {
	background-image: url(../images/index/panel_2/panel_2_bg.jpg);
	background-repeat: repeat;
	width: 236px;
}
#3PanelContainer {
	width: 731px;
}
#panel3 {
	background-image: url(../images/index/panel_3/panel_3_bg.jpg);
	background-repeat: repeat;
	width: 731px;
}
#panel4 {
	background-image: url(../images/index/panel_4/panel_4_bg.jpg);
	background-repeat: repeat;
	width: 236px;
}
#leftColumn {
	float: left;
	width: 248px;
}
#rightColumn {
	float: right;
	width: 731px;
}
#footer, .push {
	clear: both;
	width: 979px;
	border-top-width: 1px;
	border-top-style: solid;
	border-top-color: #999999;
	position: relative;
	top: 12px;
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	line-height: 14px;
	color: #666666;
}
#footerLeft {
	float: left;
	width: 248px;
}
#footerRight {
	float: right;
	width: 731px;
}
/*********************** #styles ***********************/
.maintext {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
	line-height: 14px;
	color: #000000;
}
.smalltext {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 10px;
	line-height: 13px;
	color: #000000;
}
.breadcrumb {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 9px;
	line-height: 14px;
	color: #999999;
	text-align: left;
}
.blueType {
	color: #0033FF;
}
.photoLeft {
	float: left;
	padding-right: 15px;
}
.photoRight {
	float: right;
	padding-left: 15px;
}
h1 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 17px;
	font-weight: bold;
	color: #FFFFFF;
}
h2 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #FFFFFF;
}
h3 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #FFFFFF;
}
h4 {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #0033FF;
	margin-top: 0.5em;
	margin-bottom: 0.5em;
	margin-right: 0.2em;
}
/******************** ul list *********************/
ul {
	margin-left: 0;
	padding-left: 1em;
	color: #000000;
}
li {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 11px;
  	margin: 4px;
  	padding: 0;
}
/******************** p spacing *********************/
p {
	margin-top: 1em;
	margin-bottom: 1em;
}